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Care at 65 - Your Medicare, Simplified
Independent Medicare Agent

Medicare is complicated.
I make it clear.

I'm Brian Maiz. I help people turning 65 and those already on Medicare understand their options, compare plans side by side, and land on a decision that actually fits their life. I carry no quotas, and it costs you nothing.

Most of my calls come from clients I helped years ago.

U.S. Marine Veteran 20+ Years Client Services Licensed in Multiple States No Cost to You

Your Medicare, Simplified.  ·  Independent. Honest. Ongoing.

Brian Maiz, Independent Medicare Agent

“Medicare shouldn't be confusing or overwhelming. I explain your options so they actually make sense, and help you choose coverage that fits your life, not whatever pays the most.”

Oceanside Pier
Oceanside Pier · California

About Brian Maiz

Someone who stays
long after you're enrolled.

I'm a Southern California native and U.S. Marine Corps veteran who served in Iwakuni, Japan, and Cherry Point, North Carolina. After my military service, I raised my family in North Carolina before returning home to Oceanside, where I've lived for more than a decade.

For more than 20 years at Cisco Systems, I built my career by listening first, solving problems, and making complex information easy to understand. That's the same philosophy I bring to Medicare.

I believe choosing a Medicare plan shouldn't feel like a sales pitch. My job is to explain your options clearly, answer your questions honestly, and help you make the decision that's right for you, even if that means recommending a plan that pays no commission.

My relationship with clients doesn't end after enrollment. Every year, I review coverage during Medicare's Annual Enrollment Period, help resolve billing and claims issues, and make sure my clients always have someone they know and trust to call. When you call, you'll speak with me, not a call center.

My goal is simple: to earn your trust, not just your business.

U.S. Marine Corps Veteran Oceanside, CA NPN #2842886
Press Read Brian's interview with SDVoyager →
Brian Maiz and his father Jack, both Medicare advisors
A family tradition of helping seniors.Brian works alongside his father Jack, a Medicare specialist serving The Villages, Florida.
On TRICARE For Life?I built a free tool that walks you through what adding a Medicare Advantage plan would actually change for you.
Try It Free

Every Medicare situation
is a little different.

Whether you're enrolling for the first time or reviewing coverage you already have, I compare the carriers available to you so you know exactly what you're getting, and why.

Medicare Basics & Education

Parts A, B, C, and D explained without the jargon. You'll understand exactly what Medicare covers, what it doesn't, and what decisions to make before you turn 65.

Estimate My Medicare Costs →
Medicare Supplement Plans

Medigap plans work alongside Original Medicare to cover costs it leaves behind. You keep freedom to see any doctor who accepts Medicare, anywhere in the country.

Medicare Advantage Plans

Advantage bundles hospital, medical, and often drug coverage into one plan. I compare what's available in your area so you know exactly what you're signing up for.

Compare Medigap vs. Advantage →
Prescription Drug Coverage

Part D plans vary widely in cost and coverage. I run your specific medications through available plans to find one that keeps your prescriptions affordable.

Annual Plan Reviews

Plans change every year. Each fall during the Annual Enrollment Period, I review your coverage to make sure your plan still fits your health and your budget.

Dental, Vision & Ancillary

Medicare doesn't cover most dental, vision, or hearing. I help you find stand-alone plans to fill those gaps without paying for things you don't need.

Most brokers disappear
after enrollment.
I don't.

Truly independent

I carry no quota with any carrier I work with. My only loyalty is finding what actually fits you, not what's easiest to sell.

Clear explanations

Medicare comes with its own vocabulary. I explain every term as we go, so you leave each conversation knowing exactly what you signed up for and why.

Available year-round

An Annual Enrollment question in October, a billing issue in February, a plan change in July. I pick up, and I know who you are when you call.

Sometimes the best move is no move

If the coverage you already have is still your best fit, I'll tell you. A review doesn't automatically mean you need to change plans.

$0
Cost to you for my help.
20+
Years in client services.
1:1
Work directly with Brian.

Getting clear on your Medicare
in three simple steps.

One
We Talk

Tell me about your health, your doctors, your prescriptions, and your budget. I listen before I suggest anything. Most first calls take about 20 minutes.

Two
I Do the Research

I compare the carriers available in your area and come back with a clear breakdown in everyday language. No homework required on your end.

Three
You Choose. I Stay.

You pick the plan that fits, on your own timeline. I handle the paperwork, then stay on for the long term: annual reviews, billing questions, and plan changes whenever life shifts.

Medicare runs on deadlines.
Here's when they matter.

Unlike most insurance, you can't sign up whenever you feel like it. Four windows govern nearly every Medicare decision, and missing the wrong one can mean a permanent penalty or a coverage gap.

IEP: Initial Enrollment
The 7 months around your 65th birthday

Your first and most important window. Miss it without other qualifying coverage, and you can face a Part B or Part D penalty that lasts as long as you have that coverage.

AEP: Annual Enrollment
October 15 – December 7, every year

Switch Advantage plans, move between Advantage and Original Medicare, or change your Part D drug plan. Changes take effect January 1.

OEP: Open Enrollment
January 1 – March 31, every year

If you're already on a Medicare Advantage plan, you get one switch: to a different Advantage plan, or back to Original Medicare.

SEP: Special Enrollment
Triggered by specific life events

Moving, losing other coverage, or qualifying for certain assistance can open a special window. The deadline and what you're allowed to change depend on your exact situation, so it's worth checking as soon as it happens.

!

SEP windows are strict and easy to miss. If a qualifying life event just happened to you, reach out right away. Waiting even a few weeks can mean losing the window entirely.

The conversations
that matter most.

Real feedback from clients navigating Medicare for the first time and those reviewing plans they've had for years.

★★★★★

“Brian took something I was completely lost on and made it feel manageable. He walked me through every option without any pressure.”

Patricia H.
★★★★★

“Brian was incredibly patient with both of us. He called back when he said he would and followed up three weeks after enrollment just to check in.”

Michael R.
★★★★★

“Brian reviews my plan with me every single fall. Last year we found a better fit and saved real money on my prescriptions.”

Dorothy L.

Medicare questions deserve real answers.

If yours isn't here, reach out. Every situation is a little different, and I'm happy to talk it through.

Ask a Question
How much does it cost to work with you?

Nothing. My services are completely free to you. Carriers compensate me directly, and the cost to you is the same whether you enroll through me or on your own.

Do you only offer certain plans?

I'm independent, but I don't represent every plan available in every area. I'll compare the plans I'm appointed to offer and explain how they fit your needs. You can also review all available options at Medicare.gov or by calling 1-800-MEDICARE.

When should I start looking at Medicare?

About three months before you turn 65, during your Initial Enrollment Period. If you're already enrolled, the fall Annual Enrollment Period is the time to review.

What if I already have a plan?

I'll review it with you at no cost. Plans change every year, so we'll make sure your doctors, prescriptions, costs, and coverage still line up with what you need. If your current plan is still the right fit, there's no reason to change it.

Will I actually be able to reach you later?

Yes. You'll have my direct line, and when you call, you'll speak with me, not a call center, for as long as you're a client.

Ready to make Medicare
make sense?

A real conversation about where you stand and what your options actually are.

Reach Brian directly
Schedule Online calendly.com/bmaiz
Based In Oceanside, CA  ·  Licensed in Multiple States
Book a Free Call on Calendly
Prefer to write it out?

Send a quick note and I'll get back to you directly.

Please don't include your Medicare number, Social Security number, or detailed medical records here.

I typically respond within one business day. Your information stays private.